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Key Facts Statement for First Mortgage Instalment Loan:
1.
The minimum and maximum repayment period is 6 months and 360 months respectively.
2.
The annual percentage rate ranges from 5% to 13%.
3.
A representative example of total cost for a loan below is for reference only:
- Loan amount: HK$1,000,000
- Monthly instalment of HK$86,527 for 12 months
- Annual percentage rate: 7%
- Total repayment amount: HK$1,038,324
Key Facts Statement for Second Mortgage Instalment Loan:
1.
The minimum and maximum repayment period is 6 months and 84 months respectively.
2.
The annual percentage rate ranges from 9.6% to 24%.
3.
A representative example of total cost for a loan below is for reference only:
- Loan amount: HK$500,000
- Monthly instalment of HK$87,763 for 6 months
- Annual percentage rate: 18%
- Total repayment amount: HK$526,578