近年息率高企，除了被动等候息率下调，其实尚有方式可以「即时减息」！新鸿基信贷推出全新「人民币按揭贷款」，让业主可以将香港物业以低至6.99%*借贷人民币做按揭，无论是一按二按、现金套现都做到，比借港币息率低更多！
借人民币还人民币，按揭息率比港币息率更相差一大截，贷抵借！
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Interest rates have been high in recent years. Rather than waiting passively for interest rates to fall, there are actually ways to "reduce interest rates instantly&ldquo; ! Sun Hung Kai Credit has launched a brand new "RMB Mortgage", allowing HK property owners to borrow with as low as 6.99%* interest mortgages in RMB, whether it&rsquo;s a First mortgage, Second mortgage or cash out refinance, the interest rate is much lower than borrowing Hong Kong dollars.
Borrow RMB and repay with RMB, the mortgage interest rates of RMB are more attractive than Hong Kong interest rates. What a fantastic deal!
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近年息率高企，除了被動等候息率下調，其實尚有方式可以「即時減息」！新鴻基信貸推出全新「人民幣按揭貸款」，讓業主可以將香港物業以低至6.99%*借貸人民幣做按揭，無論是一按二按、現金套現都做到，比借港幣息率低更多！
借人民幣還人民幣，按揭息率比港幣息率更相差一大截，貸抵借！
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人民币按揭贷款

RMB Mortgage

人民幣按揭貸款

还款假期

Payment Holiday

還款假期

新鸿基信贷欣然推出全港首个*「物业按揭还款假期#」，让客户于贷款期内每年自选两个月延期还款。而且贷款额不设上限，亦无需支付手续费和罚款，助你资金周转更轻松灵活，安心地应对任何突如其来事情！

Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong &ndash; a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances.&nbsp;

新鴻基信貸推出全港首家*「物業按揭還款假期#」，讓客戶於貸款期內每年自選兩個月延期還款，輕鬆「唞一唞」。而且貸款額無上限、冇手續費兼冇罰息，助你資金周轉更輕鬆靈活，安心地應對任何突如其來事情！
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全港首家*物业按揭还款假期

Hong Kong's first* Mortgage Payment Holiday

全港首家*物業按揭還款假期

1. 方便 &ndash; 24小时随时随地查阅按揭申请，并可享实时物业估价
2. 快捷 &ndash; 根据物业估值和按揭意向，为您提供市场首个的独特即时电子初步报价
3. 简易 &ndash; 五分钟申请流程
4. 灵活 &ndash; 只需于收到初步报价后提交文件

1. Convenient &ndash; 24/7 access to your mortgage application with real-time property valuation
2. Speedy &ndash; Market-first and unique instant preliminary offer digitally generated based on property valuation and mortgage preference
3. Simple &ndash; 5-minute application flow
4. Flexible - Submission of documents only after receiving your preliminary offer&nbsp;

1. 方便 &ndash; 24小時隨時隨地查閱按揭申請，並可享實時物業估價
2. 快捷 &ndash; 根據物業估值和按揭意向，為您提供市場首個的獨特即時電子初步報價
3. 簡易 &ndash; 五分鐘申請流程
4. 靈活 &ndash; 只需於收到初步報價後提交文件

灵活e-按揭好助手

Dynamic e-Mortgage Assistance 

靈活e-按揭好助手

简单3步助您了解贷款方案

3 Steps To The Solution

簡單3步助您瞭解貸款方案

贷款计算机 

Mortgage Loan Calculator

貸款計算機

免费物业估价 

Free  Property Valuation Service

免費物業估價

于决定贷款前，若要充分了解自己的借贷承担能力，精心筹划的还款策略是不可或缺。
现在，您可运用我们的「灵活易-按揭好助手」，计算每月供款额及物业估价服务，为末来作准备!
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A well-planned repayment strategy is important for you to determine your affordability before taking a loan.
Now, you can use our "Dynamic e-Mortgage Assistant" to calculate your monthly payment and property valuation services to prepare for your future plans!
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於決定貸款前，若要充分了解自己的借貸承擔能力，精心籌劃的還款策略是不可或缺。
現在，您可運用我們的「靈活易-按揭好助手」，計算每月供款額及物業估價服務，為末來作準備!
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關於我們

客戶服務中心

上載文件

物業一按

物業二按

人民幣按揭貸款

請填寫以下簡單申請資料

聯絡資料

申請貸款金額*

稱呼*

姓名*

電郵地址*

聯絡號碼*

一次性密碼（OTP）驗證

我們會將一次性密碼 (OTP) 發送到您的手機號碼。

忠告：借錢梗要還，咪俾錢中介

循環貸款

樓換樓 Fast Pass

人民幣按揭貸款

貸款計算機

物業估價

還款假期

樓按Fast Pass

人民幣按揭貸款

請填寫以下簡單申請資料

聯絡資料

申請貸款金額*

稱呼*

姓名*

電郵地址*

聯絡號碼*

一次性密碼（OTP）驗證

我們會將一次性密碼 (OTP) 發送到您的手機號碼。

忠告：借錢梗要還，咪俾錢中介