Mortgage
Loan Calculator
Loan Type
First Mortgage
Second Mortgage
Loan Amount
HKD
Calculate your Affordability
Payment Mode
Interest Rate
(Per Annum)
%
Repayment Terms
* Repayment Term only applicable to Repayment Mode “ Interest-Only” and “Principal + Interest”
Year(s)
Interest-Only
Principal & Interest
Revolving Loan
Interest-Only
Monthly Instalment
$0
- The principal must be repaid in one lump sum on the loan maturity date
- Monthly repayment only need to repay the interest of the current month
- The monthly repayment amount is more flexible than the general repayment plan
- Repay interest every month during loan period, principal will be returned on loan maturity date
Principal & Interest
Monthly Instalment Amount
$0
- Suitable for people who want to repay their loans quickly at a lower interest rate
- The principal is repaid by monthly repayment with principal and interest
Revolving Loan
Minimum monthly payment
$0
- Interest is calculated on a daily basis, and no interest will be charged for unused credit limits
- No handling fee for each withdrawal and repayment
- Customers can borrow and repay within the preset loan limit
© Copyright Sun Hung Kai Credit Limited 2026
Money Lender’s Licence No.: 0752/2025
Warning: You have to repay your loans. Don’t pay any intermediaries.
Complaint Hotline: 2996 2600
