First Mortgage

Whether you are seeking for cash-out refinance, a transfer of mortgage or a high loan-to-value (LTV) ratio property purchase mortgage, Sun Hung Kai Credit offers a variety of first mortgage plans featuring limitless loan amounts up to 85% of LTV, coupled with simplified application process and basic document requirements. Proud to introduce Hong Kong's first*Mortgage Payment Holiday#

Apply on or before June 30, 2024 to enjoy HK$10,000 rewards

Click here for rewards terms & conditions

Hong Kong's first* Mortgage Payment Holiday

Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong – a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances. 

Payment Holiday

Payment Holiday

$0 Handling Fee

$0 Handling Fee

Pick any 2 months in a year to postpone payment

Pick any 2 months in a year to postpone payment

Contact Us

Customer Services Hotline:

2996 2688


2702 3318

Our Business Hours: Monday to Friday: 9:00am - 6:00pm

(MongKok Branch) Saturday: 9:30am - 12:30pm


MongKok Branch

Room 1701, 17/F., Office Tower Two, Grand Plaza, 625 Nathan Road, Mongkok, Kowloon

Wanchai Branch

Room 803-805, 8/F, Allied Kajima Building, 138 Gloucester Road, Wanchai, Hong Kong



Contact Number*


(*Mandatory Field)
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© Copyright Sun Hung Kai Credit Limited 2024

Money Lender’s Licence No.: 0848/2023

Warning: You have to repay your loans. Don’t pay any intermediaries.

Complaint Hotline: 2996 2600