First Mortgage

Whether you are seeking for cash-out refinance, a transfer of mortgage or a high loan-to-value (LTV) ratio property purchase mortgage, Sun Hung Kai Credit offers a variety of first mortgage plans featuring limitless loan amounts up to 80% of LTV, coupled with simplified application process and basic document requirements. Proud to introduce Hong Kong's first*Mortgage Payment Holiday#

Apply on or before March 31st, 2024 to enjoy HK$20,000 grand rewards

Click here for grand rewards terms & conditions

Mortgage Loan Calculator

Mortgage
Loan Calculator

Property Valuation

Property
 Valuation

Activate Your Mortgage Fast Pass

Property & Contact Information

Property & Contact Information

Review & Confirmation

Review & Confirmation

Completion

Completion

Step 1
Step 2
Step 3
2 simple steps and 1 click to get your result

1. Carry out a valuation in real time.
2. Fill in a simple application form.
3. Get your preliminary approval results.

Mortgage Application Information

Loan Type

First Mortgage

Payment Mode

Please Select

Applied Installment Amount*

HKD

Applied Revolving Loan Amount*

HKD

Loan Tenor*

Year(s)
Note

Note*

Preliminary loan result can be only provided once completed "Property Valuation Service"

Address*

First Mortgage Outstanding Mortgage Amount

HKD

Second Mortgage Outstanding Mortgage Amount

HKD

Contact Information

Title*

Please Select

Name*

Mobile No.*

HKID Card No.*

Email Address*

(*Mandatory Field)

Please read the following terms before loan application:
(1) Loan application is subject to detailed terms and conditions which may be obtained upon enquiry.
(2) Eligible customers for particular loan products will not be required to pay any administration fees and handling charges, and all legal costs to prepare the Mortgage or Second Mortgage will be paid by the Company. Other customers who are not eligible or suitable for a particular loan product being applied for may be referred or recommended to apply for other loan products for which customers are free to make their own final choice and will be bound by different terms and conditions, including terms requiring payment of legal costs, administration fees and/or handling charges.
(3) Customers are advised to seek their own independent legal advice whenever they deem it necessary.

I confirm that I have read, understood and agreed to the Customer DeclarationDisclaimer andPrivacy Policy
No limitation on the type and age of properties

No limitation on the type and age of properties

Approval within 24 hours and cash can be ready in 5 days

Approval within 24 hours and cash can be ready in 5 days

Flexible repayment terms

Flexible repayment terms

No penalty fee for early settlement

No penalty fee for early settlement

No handling fee and solicitor's fee

No handling fee and solicitor's fee

Free property valuation through online and phone

Free property valuation through online and phone

Mortgage Application Information

Loan Type

First Mortgage

Payment Mode

Interest-Only

Applied Revolving Loan Amount

HK$ 0.00

Applied Installment Amount

HK$ 0.00

Loan Tenor

0 Year(s)

Address

Property Price

HK$ 0.00

First Mortgage Outstanding Mortgage Amount

HK$ 0.00

Second Mortgage Outstanding Mortgage Amount

HK$ 0.00

Contact Information

Title

Name

Mobile No.

HKID Card No.

Email Address

One-time Password (OTP) Authentication

We will send one-time password (OTP) to your mobile no.

Please read the following terms before loan application:
(1) Loan application is subject to detailed terms and conditions which may be obtained upon enquiry.
(2) Eligible customers for particular loan products will not be required to pay any administration fees and handling charges, and all legal costs to prepare the Mortgage or Second Mortgage will be paid by the Company. Other customers who are not eligible or suitable for a particular loan product being applied for may be referred or recommended to apply for other loan products for which customers are free to make their own final choice and will be bound by different terms and conditions, including terms requiring payment of legal costs, administration fees and/or handling charges.
(3) Customers are advised to seek their own independent legal advice whenever they deem it necessary.

Upload Document
Your Reference Application No. is “”
Please submit copies of documents below:
  • HKID Card
  • Income proof*
  • Current residential address proof*

*Records in the last 3 months
Our customer service officer will contact you within the next working day. After receiving your documents, your application will be processed and the final approved loan amount and annual interest rate will be provided to you.

If you need immediate assistance, please contact our customer service officer in the following way.

Phone & Fax

Phone & Fax

Customer Services Hotline:

2996 2688

Fax:

2702 3318

Hong Kong's first* Mortgage Payment Holiday

Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong – a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances. 

Payment Holiday

Payment Holiday

$0 Handling Fee

$0 Handling Fee

Pick any 2 months in a year to postpone payment

Pick any 2 months in a year to postpone payment

© Copyright Sun Hung Kai Credit Limited 2024

Money Lender’s Licence No.: 0848/2023

Warning: You have to repay your loans. Don’t pay any intermediaries.

Complaint Hotline: 2996 2600