Sun Hung Kai Credit offers Second Mortgage plan to allow property owners to borrow against the equity in their property in addition to the property’s first mortgage, which gives them quick access to handy cash that can be used for paying off credit card debt or other unsecured loans.
Simply provide simple income documentations, our speedy approval and cash can be ready in the next business day^ which satisfy any urgent cash needs. Proud to introduce Hong Kong's first*Mortgage Payment Holiday#
Please read the following terms before loan application:
(1) Loan application is subject to detailed terms and conditions which may be obtained upon enquiry.
(2) Eligible customers for particular loan products will not be required to pay any administration fees and handling charges, and all legal costs to prepare the Mortgage or Second Mortgage will be paid by the Company. Other customers who are not eligible or suitable for a particular loan product being applied for may be referred or recommended to apply for other loan products for which customers are free to make their own final choice and will be bound by different terms and conditions, including terms requiring payment of legal costs, administration fees and/or handling charges.
(3) Customers are advised to seek their own independent legal advice whenever they deem it necessary.
No limitation on the type and age of properties
Approval within 24 hours and cash can be ready as fast as the next business day^
Flexible repayment terms
No penalty fee for early settlement
No handling fee and solicitor's fee
Free property valuation through online and phone
^ Not applicable to 1st mortgage & 2nd mortgage transfer, as fast as one day means the next business day after the day of the loan agreement is signed. The actual time for approval and withdrawal of the loan depends on individual circumstances and is subject to the relevant terms and conditions. The Company reserves the right to finally determine whether to approve the loan application.
Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong – a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances.
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Money Lender’s Licence No.: 0998/2022
Complaint Hotline: 2996 2600