Second Mortgage

Sun Hung Kai Credit offers Second Mortgage plan to allow property owners to borrow against the equity in their property in addition to the property’s first mortgage, which gives them quick access to handy cash that can be used for paying off credit card debt or other unsecured loans.

Simply provide simple income documentations, our speedy approval and cash can be ready in the next business day^ which satisfy any urgent cash needs. Proud to introduce Hong Kong's first*Mortgage Payment Holiday#

Apply on or before July 31, 2024 to enjoy HK$10,000 rewards

Click here for rewards terms & conditions

Hong Kong's first* Mortgage Payment Holiday

Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong – a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances. 

Payment Holiday

Payment Holiday

$0 Handling Fee

$0 Handling Fee

Pick any 2 months in a year to postpone payment

Pick any 2 months in a year to postpone payment

Contact Us

Customer Services Hotline:

2996 2688


3514 4275

Our Business Hours: Monday to Friday: 9:00am - 6:00pm

Saturday: 9:30am - 12:30pm


Wanchai Branch (Exit A3 of Convention and Exhibition Station, a 7-minute walk to the branch)

Room 803-805, 8/F, Allied Kajima Building, 138 Gloucester Road, Wanchai, Hong Kong



Contact Number*


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© Copyright Sun Hung Kai Credit Limited 2024

Money Lender’s Licence No.: 0853/2024

Warning: You have to repay your loans. Don’t pay any intermediaries.

Complaint Hotline: 2996 2600